India credit conditions

India bank liquidity surplus ₹11 lakh crore 2026 — what it means for festive season EMI demand and consumer durables research | Maction Consulting

India’s Banks Are Sitting on a Record ₹11 Lakh Crore Surplus — Right Before Festive Season

India’s banking system is sitting on the largest cash surplus in its recorded history — roughly ₹11 lakh crore, or $115 billion, in excess rupee liquidity — and the RBI began actively draining i...